Construction Loan Officer sources and structures construction loans. Performs a due diligence review of potential borrowers, including risk and financial analysis. Being a Construction Loan Officer analyzes applicants' credit and financial status and obtains property appraisals to determine the feasibility of granting loans. Develops relationships with builders and developers to obtain referrals and future lending opportunities. Additionally, Construction Loan Officer structures construction loan terms and conditions according to policies. Approves loans within authorized limits or refers them to a loan committee for approval. May disburse loan proceeds at designated project mile. Requires a bachelor's degree. Typically reports to a manager. The Construction Loan Officer occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Construction Loan Officer typically requires 2 -4 years of related experience. (Copyright 2024 Salary.com)
Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee.
Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences.
Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 11 years.
At Farm Credit Mid-America we put our customers and team members at the heart of all we do.
SCHEDULE : Full Time
TRAVEL REQUIRED : 50% - 75%
COMPENSATION : $57,361.00 to $119,842.00 base salary plus potential annual uncapped incentive based upon sales production.
Base pay is determined by your skills, qualifications, experience, and location. Farm Credit Mid-America / Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class.
About Our Opportunity
Our Rural 1st Loan Officer is a sales position primarily responsible for building relationships with business contacts and customers in the consumer market segments.
Depending on experience, an individual may be hired as a senior level. Our Rural 1st Loan Officers use knowledge of the consumer marketplace, products and finance to fully understand our customer’s or prospect’s business and personal plans and then markets the Farm Credit Mid-America financial services that best meet the needs.
This role has the responsibility for originating credit to customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal.
After initially screening for soundness, the Loan Officer partners with our analysts and underwriters for final decision.
Having a constant focus on customer relationships, Rural 1st Loan Officers partner with internal teams to serve the customer’s loan, lease, crop insurance and servicing needs.
How You Will Spend Your Time
Sales and Relationship Management
Deliver Sound Credit
Service Portfolio
Minimum Education & Experience
Bachelor’s degree in agriculture, business or related degree preferred. At least 1 year of successful experience, in trainee role or in a similar field.
Generally competent with routine customers who have basic product needs.
Mental & Physical Requirements
Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan.
Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits .
Farm Credit Mid-America is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability or any other category protected by law.
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Last updated : 2024-04-24