Configuration Analysis Supervisor jobs in Decatur, IL

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If you are interested in growing your career within the financial industry, don't miss this opportunity. When you work at Hickory Point Bank & Trust, you're surrounded by people who are innovative, creative, and empowered to do what's right for customers, and we're seeking the right professional to join us.

We're developing the next generation of leaders.

The Credit Analyst is the first position in Hickory Point Bank & Trust's (the "Bank") Commercial Banking Officer Development Program, which is a comprehensive multi-year experience where new bankers will learn and apply financial statement analysis, credit underwriting, industry research, loan administration, relationship development, project management, and leadership skills to position them for a successful and rewarding career in commercial banking.

In the Commercial Banking Officer Development Program, the Credit Analyst will learn the fundamental skills on which to build a career in commercial banking. The Credit Analyst role will be able to transition into the Credit Analyst II role, performing core credit analysis duties, generally with the guidance of more experienced credit staff.

Essential Job Duties:

The Credit Analyst is expected to spread financial statements; prepare Extended Ratio, Cash Flow, and Collateral Analyses; prepare the quarterly M-Track monitoring reports; prepare credit approval documents; and assist with special projects and research as assigned.

After approximately 1-2 years, the Credit Analyst would be expected to have thorough understanding of commercial credit analysis and would transition to a Credit Analyst II and will be responsible for carrying out the following duties, with oversight from more experienced analysts:

• Preparing credit approval documents
• Reviewing financial statements and providing meaningful feedback to relationship managers
• Assisting others with assessing loan opportunities and identifying associated risks
• Preparing appraisal reviews and real estate evaluations
• Maintaining excellent credit quality through careful monitoring of existing loans, tracking receipt of timely financial information, and verifying compliance with financial covenants; monitoring loan grades based on customer financial performance as well as industry and other considerations
• Assisting other more experienced analysts with special projects

The Credit Analyst would be expected to conduct all duties in compliance with applicable laws, regulations, and Bank policies and procedures.

Knowledge, Skills, and Abilities:

The Credit Analyst should have a bachelor's degree in finance or another business-related program, the ability to multi-task and prioritize, and a general understanding of financial statements. Additionally, in the Commercial Banking Officer Development Program, the Credit Analyst should be attentive to detail and deadlines, have a strong work ethic, excellent verbal and written communication skills, the ability to work autonomously, and a service propensity.

Training and Experience:

Prior experience and training is not necessary for the Credit Analyst; however, a bachelor's degree and background in accounting and/or finance is required.

Physical Demands, Working Conditions and Hours:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job, as needed and required, which may include the ability to lift 25 pounds.

While performing the duties of this job, the employee is regularly required to see, talk or hear. The employee is frequently required to sit for extended periods of time.

Must be available to work when banking center is open, including after-hour events, as scheduled. A normal work week is 40-45 hours.

Who Should Apply:

• Students currently pursuing a Bachelor's degree, with a business major (economics, finance or accounting preferred) with a graduation date of May 2024

Master's degree candidates are welcome to apply but must have one year or less of prior professional experience.

Immigration sponsorship is not available for this position. To qualify, applicants must be legally authorized to work in the United States and should not require, now or in the future, sponsorship for employment visa status.

This is a full time, exempt position eligible for a benefit package.

The successful completion of a pre-employment drug screen, background and credit check is required.

Hickory Point Bank & Trust provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

Knowledge, Skills, and Abilities:

The Commercial Development Analyst should have a bachelor's degree in finance or another business-related program, the ability to multi-task and prioritize, and a general understanding of financial statements. Additionally, in the Commercial Banking Officer Development Program, the Commercial Development Analyst should be attentive to detail and deadlines, have a strong work ethic, excellent verbal and written communication skills, and a service propensity.

Training and Experience:

Prior experience and training is not necessary for the Commercial Development Analyst; however, a bachelor's degree and background in finance or another business-related program is required.

Physical Demands, Working Conditions and Hours:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job, as needed and required, which may include the ability to lift 25 pounds.

While performing the duties of this job, the employee is regularly required to see, talk or hear. The employee is frequently required to sit for extended periods of time.

Must be available to work when banking center is open, including after-hour events, as scheduled. A normal work week is 40-45 hours.

Who Should Apply

• Students currently pursuing a Bachelor's degree, with a business major (economics, finance, or accounting preferred) with a graduation date of May 2024.

Master's degree candidates are welcome to apply but must have one year or less of prior professional experience.

Immigration sponsorship is not available for this position. To qualify, applicants must be legally authorized to work in the United States and should not require, now or in the future, sponsorship for employment visa status.

This is a full time, exempt position eligible for a benefit package.

The successful completion of a pre-employment drug screen, background and credit check is required.

Hickory Point Bank & Trust provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.