Commercial Real Estate Loan Officer jobs in Maryland

Description

We are looking for a motivated, member-focused, target-driven team member to join our FedChoice as a Lender III – Real Estate Loan Officer. 

What You'll Be Doing ...

Responsible for supporting, demonstrating, and promoting the Credit Union service culture. Interviews and counsels members about first mortgage products and originates mortgage loan applications and also originating, processing, and funding Home Equity Loans and Lines of Credit. Acts as a day to day subject matter expert. Establishes and maintains professional relationships with members, and guides and remains point of contact on their mortgage and Home Equity loans from initial application through the loan closing process. Builds and maintains referral relationships with realtors, and other centers of influence (home inspectors, and other real estate professionals). Serves as a mortgage and home equity subject matter expert. Ensures all activities are in compliance with federal and state regulations and FedChoice policies and procedures. Must be registered through the National Mortgage Loan System (NMLS) and maintain registration.

Key Areas of Focus...

· Ensures the effective performance of First Mortgage / Home Equity origination-related services. 

· Participates in developing and enhancing mortgage-related policies and procedures and ensures they complement credit union goals.

· Determines applicants’ qualifications; provides detailed information about FedChoice’s Mortgage and Home Equity loan products; clarifies complexities of the Mortgage/Home Equity loan process; and evaluates, personalizes, and recommends financing alternatives.

· Engages in outside marketing and promotional activities to support individual mortgage sales by office visits, delivering presentations, attending open houses, trade shows, and other local realtor/trade events.

· Remains on-call and available to members and/or their real estate agents during scheduled evening hours after assigned workdays and during scheduled hours on assigned days off (e.g., weekends).

· Any other duties as assigned.

Requirements

You should have:

· College degree in the fields of Business, Finance or Accounting preferred or equivalent work experience. 

· Minimum 5 years of experience to include First Mortgage and/or Home Equity and demonstrated competency in loan origination.  

· Must be registered through the National Mortgage Loan system (NMLS) and must maintain registration.

· Knowledge of Credit Union or financial institution policies and procedures- preferred 

· Understanding of Credit Union operations- preferred 

· Customer service experience- highly preferred