Commercial Real Estate Loan Officer solicits, structures, and services a variety of commercial real estate loans. Works mostly with moderately large and complex real estate loans including investments, development, and construction loans. Being a Commercial Real Estate Loan Officer evaluates loan applicants and reviews appraisals, credit reports, and other information necessary to evaluate deals. Develops and maintains relationships and communication with current and potential borrowers. Additionally, Commercial Real Estate Loan Officer coordinates with credit analysts to ensure the accuracy and completeness of loan analysis and documentation. Requires a bachelor's degree. Typically reports to a manager or head of a unit/department. The Commercial Real Estate Loan Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Real Estate Loan Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Purpose of Position: Process all loans secured by real estate for the applicants and loan officers with processing applications from disclosures to closing of loans.
Education, Training & Experience:
* Proficient on all IT applications (Word, Excel, & Outlook).
* Strong organizational, time management and multi-tasking skills.
* Highly detailed orientation to all responsibilities.
* Ability to exhibit sound judgment.
* 3-5 years previous experience in loan related experience preferred.
* Knowledge in underwriting and lending laws preferred.
Physical & Mental Requirements:
* Ability to apply mental knowledge to varying situations and circumstances.
* Ability to withstand long periods of focus and concentration.
* Ability to sit for long periods of time (80%).
* Requires walking, balancing, handling, speaking, hearing, seeing, stooping, and kneeling.
* Must be able to lift/carry up to 20 lbs.
* Must have hand dexterity to operate computer.
* Critical thinking skills and analytical ability.
* Ability to problem solve at a high level.
* Ability to react and adapt to change.
* Communication skills (verbally and written).
* Ability to work with tight deadlines.
Essential Job Duties:
* Communicates clearly with Loan Officers and others involved in lending process.
* Identifies underwriting exceptions to bank’s credit policy and procedures.
* Prepares and records proper loan documentation.
* Obtains pertinent information from customer(s) / officers for processing applications.
* Process and deliver all appropriate disclosures.
* Process underwriting of loan.
* Order Flood Certifications, Titles, Appraisals, etc.
* Closings on Real Estate Loans.
* Organize files.
* Process payoffs with loan proceeds.
* Conduct closings with buyers, sellers, and realtors.
* BSA responsibilities: Observe loan applicant documentation for any type of suspicious activity. Must be aware of all requirements with in BSA policy.
To Apply: Please visit our website, www.mylnb.com, for application and related information.
EEO/AA/H/V
Job Type: Full-time
Benefits:
Schedule:
Work Location: In person
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