Commercial Loan Officer jobs in Houston, TX

The Commercial Loan Officer is responsible for developing and managing the commercial loan portfolio. As part of a team, this lending position will be responsible for sourcing new relationships and growing the loan and deposit portfolio of the Business Services Department.

In addition to lending responsibilities, the Commercial Loan Officer will assist the members when needed in opening, closing, and maintaining commercial accounts; closing commercial loans, and maintaining proper documentation and reviews of commercial loans.

The Commercial Loan Officer will also support and assist the Business Services Specialist in the daily operations of the commercial loan department including interacting with commercial members with their deposit and loan requests; assisting in preparing, presenting, closing, and monitoring commercial loan requests and developing and maintaining business loan service relationships to help support loan operations.

With support from Business Development, this position will also be responsible for contacting businesses and corporations to determine the need for business services and loans within their operations.

Responsibilities

• Procurement of commercial business relationships including solicitation for new loans and deposits
• Commercial account management to include review and monitoring of financial statements and other support documentation. Including opening, closing, and maintaining commercial accounts.
• Provides supervisory support and assistance to the Business Services Specialist
• Maintains appropriate records and reports related to the commercial loan and deposit operations.
• Cross-sells credit unions, products, and services as determined by the monthly department manager.

Qualifications

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
• Proven experience in commercial lending or related financial services roles.
• In-depth knowledge of lending practices, financial analysis, and risk assessment.
• Strong understanding of regulatory requirements governing commercial lending.
• Excellent communication and negotiation skills.
• Ability to thrive in a fast-paced, target-driven environment.
• Relevant certifications (e.g., Certified Commercial Loan Officer) are a plus.
• Demonstrates an understanding of, and follows the requirements of all regulation compliance, including but not limited to those of the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Assets Control (OFAC), Customer Identification Program (CIP) and Member Due Diligence (MDD) as it specifically relates to their job functions. Employees shall be trained annually in BSA/AML compliance.

Compensation

$70,000 at plan commission

Job Type: Full-time

Pay: $70,000.00 - $80,000.00 per year

Benefits:

• Dental insurance
• Health insurance
• Paid time off

Compensation package:

• Bonus opportunities
• Commission pay

Schedule:

• 8 hour shift
• Monday to Friday

Work setting:

• In-person

Work Location: In person