Commercial Loan Clerk jobs in Santa Fe, NM

Position Title: Commercial Loan Specialist

REPORTS TO: Based on Location (AVP Commercial Lending)

SUPERVISES: N/A

JOB STATUS: Non-Exempt

JOB GRADE 9: $20.77 to $25.97 Targeted Hourly Rate

*This position works on-site. Remote work is not available at this time.

JOB SUMMARY:

This employee is responsible for assisting commercial lenders in managing commercial and business lending relationships. This includes collecting documentation from borrowers, processing applications, generating loan documents, working with vendor partners, inputting loans into internal systems, and creating & maintaining loan files.

All employees of State Employees Credit Union are proactive, result driven, and fully committed to the Credit Union's mission and vision. They strive to achieve the highest standards of excellence and consistently exceed the expectations established by Credit Union Management.

Duties/Responsibilities:

• Demonstrate expertise with all commercial and business lending products, services, policies, and procedures.
• Represent the Credit Union to the members in a courteous and professional manner and provide prompt, efficient, and accurate service.
• Proactively assist commercial lenders with managing commercial and business member relationships.
• Onboard all new commercial and business loans on internal systems.
• Create commercial loan files with pertinent documentation for all new commercial and business loans.
• Review loan packages for accuracy and to ensure that the proper documentation is in file pre-closing and post-closing.
• Work with vendors to assist with various stages of the commercial loan process, such as title companies, appraisers, etc.
• Routinely call borrowers to ensure that all of their financial needs are being met.
• Obtain financial statements, tax returns, and other credit information for new and existing borrowers.
• Monitor loan reports and work with lender to ensure that loans are being handled as agreed.
• Manage member communication with high quality standards.
• Collect documentation from borrowers at loan origination and periodically as required by the loan agreement.
• Work with Business Services and other departments for servicing commercial accounts for new and existing borrowers, as needed.
• Provide general and specific information related to credit union services or policies.
• Respond to members' requests and inquiries and direct them to the proper person for specific information and services as needed.
• Service new and existing commercial and business accounts as assigned.
• Understand compliance issues and regulations, and attend training as directed or required.
• Performs all other duties as assigned.
• Job Related Travel - As required.

Required Skills/Abilities:

• Basic knowledge of loan processing, loan documentation, and lending policy/procedures.
• Excellent verbal and written communication skills.
• Ability to work independently with little supervision as well as in a team environment.
• Proficient in the use of Microsoft Suite (Word, Excel, PowerPoint, etc.).
• Patience, tact, enthusiasm and positive attitude toward the members and general public.
• Strong organizational skills, attention detail, and success working with clients with diverse banking needs.

Education/Experience:

• Education or experience equivalent to a bachelor's degree in related field plus one or more years' relevant job experience; alternatively, four plus years of progressive financial institution and lending experience.

General Requirements:

Must be capable to execute all terms and conditions set forth in the Employee Handbook, including but not limited to:

• Works in a safety conscious manner which ensures that safe work practices are used in order not to pose a risk to self or others in the workplace.
• Adheres to policy on Drug Free Workplace.
• Complies with company policies and procedures and local, state and federal regulations.

Physical Requirements:

• Prolonged periods of sitting at a desk and working on a computer.
• Must be able to lift 15 pounds at times.
• Must be able to access and navigate each department at the organization's facilities.

State Employees Credit Union offers a highly competitive benefits package

Applications must be received by Human Resources

State Employees Credit Union of New Mexico is an Equal Opportunity Employer

Equal Opportunity Employer, including disabled and veterans.