Commercial Credit Analyst jobs in Wichita, KS
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst - Agricultural
- Equity Bank
-
Wichita, KS
FULL_TIME
-
Job Title: Credit Analyst - AgriculturalJob Type: Full Time
Location: US - KS - Wichita
Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Agricultural Credit Analyst I / II1. Responsibilities and Expectations:- Produce quality credit presentation /annual reviews for use by various Approval Authorities (Internal and External):
- Use customer-provided information to produce consistent financial spreads.
- Analyze the produced financial spreads with analysis emphasis on all financial activities of the borrower.
- Identifies material changes and / or trends in the balance sheet and income statement.
- Completes deal specific and global cash flow analysis.
- Identifies and analyzes the adequacy of the collateral securing the loan(s).
- Creates a well-written credit presentation /annual review that is reader friendly and effectively exemplifies the “true” position that Equity Bank maintains with respect to the credit facility(ies) under discussion
- Works on large, complex Agricultural loan relationships independently.
2.General banking / credit related knowledge – Credit Analyst Agricultural will become familiar with and understand:- Loan Policy, underwriting guidelines and credit procedures.
- Agricultural lending / underwriting– including: Custom operators, cash grain, cow / calf, feed yards, dairy, hog & poultry operations.
- Governmental Guarantee Programs - including: Farm Service Agency / US Small Business Administration / USDA.
- Crop Insurance
- Farmer Mac
- Agricultural loan types and their uses in loan structuring – crop input loans, cattle loans, operating loans, borrowing base loans. farm equipment loans, real estate loan and land loans.
- Loan documentation including security documents (UCCs, Agricultural Security Agreements, Real Estate Mortgages).
- Real estate appraisals and evaluations.
- Environmental Reports
3. Manage relationships with Loan Officers.- Utilize written and oral communication skills to obtain all the needed information for any requests/annual reviews that are under discussion in a timely manner.
- In conjunction with the Loan Officer contacts customers, CPAs and advisors when needed.
- Confirm all credit applications/annual reviews with officers in order to present the Approval Authorities with the best, most accurate product so that they can make an educated decision on the loan(s) under discussion.
4. Customer relationships.- Utilize written and oral communication skills to relay and acquire information to and from customers, CPAs and advisors.
- Develop and maintain a positive professional image for Equity Bank.
- Create a friendly, customer service image to customers.
5. Reports and responsibilities - Manage Other Related Projects as assigned, including:- Financial Covenant Monitoring / Approval.
- Borrowing Base Certificate Monitoring / Approval.
- Prepare Weekly, Monthly, Quarterly, and Annual Reports as assigned.
6. Understand and follow the applicable laws and regulations for job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity Reporting (“SAR”) requirements.
7. Other Duties and Tasks as assigned.INDUSTRY SKILLS/QUALIFICATIONS/REQUIREMENTS:- Ag CA I & CA II - Bachelor’s Degree, or equivalent experience, required. Emphasis on Agricultural Business, Finance and Accounting.
- Ag CA II - Two to five years of experience, as a credit analyst, or equivalent experience.
- Advanced Training & Development – The Senior Credit Analyst – Agriculture will have participated in and obtained certification in credit related programs including RMA and Agricultural Banking School
- Excellent interpersonal skills and professional manner
- Computer skills, especially the ability to work in Windows based systems
Who we areEquity Bank, a full-service, $5 billion community bank, is based in Wichita, Kansas, with 70 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.
Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.What’s in it for you?We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.Benefits Available:- Health, Dental & Vision Insurance
- Group Life & Long-Term Disability Insurance
- Flexible Spending & Health Savings Accounts
- Group Cancer Insurance
- 401(K) Retirement Plan w/ Company Match
- Generous Vacation & Sick Time
- Employee Stock Purchase Plan (ESPP)
- Pet Insurance
- Retail Banking Benefits
Find your future at Equity Bank!Physical RequirementsThis position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.Work EnvironmentThis position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. - Just Posted
Accounts Receivable Collections and Credit Analyst
- Croell, Inc.
-
Dodge, KS
FULL_TIME
- Company Overview: Croell, Inc. is a family-owned regional construction company with over 100 multi-state locations. We are a major producer of concrete and aggregates and produce concrete and asphalt ...
- 1 Month Ago
Credit associate
- augmentjobs
-
Anthony, KS
FULL_TIME
- Location : United States(Remote option available) JobType : Fulltime SalaryRange : $50000 $70000 per year Company Overview : Join a leading financial services firm committed toinnovation and excellenc...
- Just Posted
Credit Officer
- Equity Bank
-
Wichita, KS
FULL_TIME
- Position Opening: Credit Officer Department: Credit Administration Reports to: Regional Credit Officer Location: Wichita, KS Salary: FT Salary Responsibilities and Expectations 1. Commercial Credit Un...
- 25 Days Ago
Design Engineer - Defense and Special Missions
- PDS Tech Commercial, Inc.
-
Wichita, KS
FULL_TIME
- PDS Tech Commercial, Inc. is seeking candidates for a Design Engineer - Defense and Special Missions in Wichita, KS. Job Title: Design Engineer - Defense and Special Missions Job Type: Full time; cont...
- 1 Day Ago
Irrigation Service Technician
- Commercial Lawn Management
-
Wichita, KS
FULL_TIME
- Job Overview:We are seeking a skilled and experienced Irrigation Technician to join our team. As an Irrigation Technician, you will be responsible for installing, maintaining, and repairing irrigation...
- 1 Day Ago
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0 Commercial Credit Analyst jobs found in Wichita, KS area
Remote Customer Service/Sales Representative
- Defenders
-
Wichita, KS
- Company Overview: ADT has been in the business of helping save lives since 1874. As the #1 smart home security provider ...
- 4/25/2024 12:00:00 AM
Programmer Analyst/Dev - Bus - Defense
- Spirit AeroSystems
-
Wichita, KS
- Overview: Spirit AeroSystems designs and builds aerostructures for both commercial and defense customers. With headquart...
- 4/25/2024 12:00:00 AM
Material Management Analyst - Defense
- Spirit AeroSystems
-
Wichita, KS
- Overview: Spirit AeroSystems designs and builds aerostructures for both commercial and defense customers. With headquart...
- 4/25/2024 12:00:00 AM
Specialist, CBO Accounts Receivable Insurance
- North American Credit Services
-
Wichita, KS
- Job Description Job Description Full-Time AR Insurance Specialist (Remote Position) JOB REQUIREMENTS Ability to read, co...
- 4/22/2024 12:00:00 AM
ACCOUNTANT I (REMOTE)
- InfoSync
-
Wichita, KS
- We're looking for a self-motivated Accountant I who has a passion for challenges, innovation, and helping people to achi...
- 4/22/2024 12:00:00 AM
Accounts Payable Specialist
- IMA Financial Group, Inc.
-
Wichita, KS
- What Youll Do: Assist with the insurance carrier accounts payable function for all locations operations, including but n...
- 4/21/2024 12:00:00 AM
SALES TAX SPECIALIST (REMOTE)
- InfoSync
-
Wichita, KS
- We're looking for a self-motivated Sales Tax Specialist who has a passion for challenges, innovation, and helping people...
- 4/21/2024 12:00:00 AM
Wichita Collections Representative (Full-Time)
- MCI Careers
-
Wichita, KS
- LOCATION: Wichita, KS SALARY: $11.00 - $14.00 / hour POSITION OVERVIEW: COLLECTIONS REPRESENTATIVE (FULL-TIME) Join our ...
- 4/21/2024 12:00:00 AM
About Wichita, Kansas
Downtown Wichita is at 37°41′20″N 97°20′10″W / 37.68889°N 97.33611°W / 37.68889; -97.33611 (37.688888, −97.336111), at an elevation of 1,299 feet (396 m). Wichita is in south-central Kansas at the junction of Interstate 35 and U.S. Route 54. Part of the Midwestern United States, it is 157 mi (253 km) north of Oklahoma City, 181 mi (291 km) southwest of Kansas City, and 439 mi (707 km) east-southeast of Denver.
The city lies on the Arkansas River near the western edge of the Flint Hills in the Wellington-McPherson Lowlands region of the Great Plains. The area's topography is characterized by...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,269 to $64,511
Wichita, Kansas area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Commercial Credit Analyst do?
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