Commercial Credit Analyst jobs in Texas

Texell, named one the of BEST credit unions to work for in the NATION by the Credit Union Journal, is seeking a Commercial Credit Analyst to work onsite at our Temple, TX headquarters!

Texell has been honored with the Excellence in Lending Award from CUNA Mutual Group, the Desjardins Adult Financial Literacy Award from the Texas Credit Union League, the Best Bank/Credit Union by the readers of the Temple Daily Telegram, Best Credit Union by the readers of the Killeen Daily Herald and the Belton Journal and consistently earns the highest five-star, superior rating for financial soundness from Bauer Financial.

As a Commercial Credit Analyst you will:

• Maintain organized and current credit files.
• Continuously analyze the credit union’s loan portfolio.
• Follow policy and procedure regarding credit analysis, credit underwriting, documentation, loan closings, loan booking, and loan packaging.
• Conduct economic studies and maintain up to date information on the credit union’s loan portfolio.
• Evaluate the adequacy of industry conditions, market conditions, micro and macro-economic factors related to deal approval and credit review.
• Recommend and lead the execution of additional purchases and sales of participation loans.
• Assist and participate in both client and prospective business calls.
• Produce ongoing reporting to managers and other stakeholders.

We're looking for someone who:

• Works well with others.
• Communicates with urgency and transparency.
• Has at least 5 years of commercial/small business credit analysis and underwriting experience.
• Has experience as a commercial loan officer.
• Managerial experience is a plus.

We want you to know:

• Texell offers an excellent benefits package, including health, dental, vision, 401K with a dollar for dollar match up to 6%, paid vacation time, and paid sick leave! Vacation and sick time accruals start on your 1st day with the credit union.
• Texell hosts company events such as Yearly Awards Banquet, Employee Family Day, Back to School Supplies for your Kids, and more!
• We participate in sporting events such as the annual Corporate Challenge!
• Texell serves our members with community volunteer events through a program called Texell Serves.