Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Overview:
Security Bank’s Credit Analyst position is for an individual wanting to gain knowledge and make a career in the banking world. The Credit Analyst will be responsible for analyzing credit information on current and potential clients, and support loan officers when preparing and processing loans. The Credit Analyst will be the primary support role for loan officers, including building relationships with new and existing clients.
Responsibilities:
Qualifications & Requirements:
Excellent benefits package including competitive salary, 401(k), health, life, dental, vision insurance. EOE. For more information about Security Bank, check us out at www.sbmidwest.bank
Qualified candidates, please submit resume and cover letter to: Jodi Myburgh at Jodimyburgh@sbmidwest.bank