Commercial Credit Analyst jobs in South Carolina

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial credit analyst
  • First Financial Bancorp
  • Columbia, SC FULL_TIME
  • We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written!

    If you are interested and qualified for this role, we invite you to apply.

    Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-time Commercial Credit Analyst.

    The Commercial Credit Analyst will research and analyze credit worthiness, assessing the risk based upon the financial health of our current and potential business customers.

    Essential Duties and Responsibilities include the following. Other duties may be assigned to meet business needs.

    • Perform credit investigation and analysis of commercial equipment leasing applications, including cash flow and financial statement analysis.
    • Spread and analyze financial statements, corporate tax returns, personal financial statements, A / R & A / P reports, and other data in order to prepare lease evaluations.
    • Review financial packet and determine additional information needed in order to proceed with the transaction.
    • Render credit decisions on lease applications.
    • Notify sales representatives of all conditions of lease approvals and inform the sales support staff of any non-standard documentation requirements.
    • Attend credit committee meetings and present transactions to committee as appropriate.
    • Perform ongoing review of customers. Interact with executive officers, sales managers, and sales representatives, as well as potential and existing customers.
    • Complete work assignments within timeframes established.
    • Other duties may be assigned to meet business needs

    Qualification / Requirements :

    • Minimum of 5 year experience in Commercial Credit Analysis.
    • Superior ability to analyze financial statements and tax returns.
    • Must have excellent interpersonal, negotiation, analytical, problem solving and communication skills.
    • Must be reliable, detail oriented and posses the ability to handle multiple assignments simultaneously.
    • Must have strong written and verbal skills.
    • Must have a strong working knowledge of MS Word and Excel.

    It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran / military service, or any other characteristic protected by law.

    We are an E-Verify Employer.

    Last updated : 2024-03-22

  • 1 Month Ago

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Commercial Credit Analyst - Myrtle Beach
  • SOUTH ATLANTIC BANK
  • Myrtle, SC OTHER
  • Job Details Job Location: Main Office - Myrtle Beach, SC Position Type: Full Time Education Level: 4 Year Degree Salary Range: Undisclosed Travel Percentage: None Job Shift: Day Job Category: Admin - ...
  • 1 Month Ago

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Data Analyst
  • American Credit Acceptance
  • Spartanburg, SC OTHER
  • Overview The Data Analyst will provide critical data processing, reporting, and analytics capabilities. This role would analyze complex data structures to generate useful business insights and develop...
  • 1 Month Ago

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Financial Analyst
  • Spero Financial Federal Credit Union
  • Spartanburg, SC FULL_TIME
  • Role Serves as a direct support to the VP of Finance and is responsible for the maintenance of the Asset/Liability Management Model (ALM) of the credit union and the Current Expected Credit Loss Model...
  • 8 Days Ago

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Intern - Credit Analyst, Year-Round
  • Continental
  • Fort Mill, SC INTERN
  • Company DescriptionContinental develops pioneering technologies and services for sustainable and connected mobility of people and their goods. Founded in 1871, the technology company offers safe, effi...
  • 1 Month Ago

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Digital Banking Analyst
  • REV Federal Credit Union
  • Summerville, SC FULL_TIME
  • Assumes responsibility for assessing, testing, planning, and developing, an effective digital banking platform. Review, analyze, create, and maintain detailed documentation for use internally and exte...
  • 7 Days Ago

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Commercial Credit Analyst
  • Credit Union of Georgia
  • Kennesaw, GA
  • Are you looking for a rewarding career with a growing organization? Credit Union of Georgia is looking for a talented co...
  • 4/25/2024 12:00:00 AM

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Commercial Credit Analyst
  • Altius Search Group
  • Nashville, TN
  • Commercial Credit Analyst | Equipment Finance | Nashville, TN The Analysts primary responsibility is to analyze and make...
  • 4/25/2024 12:00:00 AM

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Commercial Credit Analyst
  • Summit Funding Group Inc.
  • Mason, OH
  • Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
  • 4/25/2024 12:00:00 AM

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Commercial Credit Analyst
  • Management Recruiters Of Spokane Inc
  • Seattle, WA
  • Credit Analyst / Assistant Relationship Manager About us: We serve the business and professional communities of Idaho, O...
  • 4/25/2024 12:00:00 AM

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Senior Commercial Credit Analyst
  • Thomaston Savings Bank
  • Bristol, CT
  • Job Description Job Description Senior Commercial Credit Analyst - In Office Employer Come put your credit analysis skil...
  • 4/24/2024 12:00:00 AM

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Commercial Credit Analyst
  • Summit Funding Group, Inc.
  • Mason, OH
  • Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
  • 4/22/2024 12:00:00 AM

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Commercial Credit Analyst
  • Altius Search Group
  • Nashville, TN
  • Commercial Credit Analyst | Equipment Finance | Nashville, TN The Analyst’s primary responsibility is to analyze and mak...
  • 4/22/2024 12:00:00 AM

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Commercial Credit Analyst
  • Trillium Staffing
  • Dublin, OH
  • Trillium has an immediate opening for an experienced Commercial Credit Analyst in Dublin, OH! This established leader in...
  • 4/21/2024 12:00:00 AM

South Carolina (/ˌkærəˈlaɪnə/ (listen)) is a state in the Southeastern United States and the easternmost of the Deep South. It is bordered to the north by North Carolina, to the southeast by the Atlantic Ocean, and to the southwest by Georgia across the Savannah River. South Carolina became the eighth state to ratify the U.S. Constitution on May 23, 1788. South Carolina became the first state to vote in favor of secession from the Union on December 20, 1860. After the American Civil War, it was readmitted into the United States on June 25, 1868. South Carolina is the 40th most extensive and 23...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,796 to $65,202

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