Commercial Credit Analyst jobs in Roanoke, VA
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst
- First Bank
-
Daleville, VA
FULL_TIME
- Position Purpose: Evaluate and analyze the financial condition of businesses and individuals applying for credit in order to estimate the degree of risk involved in extending credit requests. Responsible for financial statement spreading, reports, summaries and opinions for bank officers on new and existing loans. Essential Duties: (These are the primary duties for this position) Gather and analyze all available financial and industry data on potential bank credits, to include data provided by credit bureaus and bank files. Study economic trends in firm’s industry or branch of industry to predict probable success of new customer as well as existing customers. Prepare the following reports for tax returns and financial statements; Cash flow analysis; Industry comparisons; Comparison of previous years financial data; Exposure and Payment analysis; Trend analysis; and Forecast reports. Prepare written report of results from data analyzed, and recommend credit limitations to management, as well as risk grades. Provide technical advice and assistance related to analysis function, to loan officers and management as needed. Other Duties: (Additional things necessary to assist) Review bank loan policy and procedures as they pertain to the analyst function. Assist and/or train co-workers (with lending authority), in regard to the cash flow function and computation of ratios. Assist Federal and State auditors as needed. Performs special assignments and other duties as required by supervisor. Assist other areas of loan department as needed/required by supervisor or co-workers. Training: (Training required to be fully proficient in this position) Taxanalysis software for use of all functions. Sageworks/Abrigo software. Taxanalysis seminar/conference. Bank workshops/training as scheduled by management. Outside courses which pertain to banking, taxes and all aspects of credit as needed. PC software training to include Word, Excel, etc. (any updated versions). Bank Secrecy Act Privacy Act Other compliance training as assigned Communication: (Requirement to communicate orally and verbally) High degree of external and internal contact with people at all levels requiring excellent skills in both verbal and written communication. High degree of mathematical communication skills required. Knowledge/Skills: (Any particular academic levels, years of experience or required skill.) College degree with emphasis in Business Administration or Accounting strongly preferred. Related course work in finance, statistics, computer systems and credit systems or functions. Two - three years banking experience strongly preferred. Working knowledge of software, such as Sageworks/Abrigo Taxanalysis, MS Office Suite, and various credit bureau programs. Must be knowledgeable of the Bank Secrecy Act requirements and will be held accountable for complying with the Act. Ability to analyze financial statements and commercial credit reports, tax returns, both personal and business, as well as global cash flow. Effective oral and written communication skills as well as organizational skills. Decision making/problem solving skills. Ability to deal positively with customers and employees of the bank at all levels. Working Conditions: (How much time is spent standing, sitting, talking, use of hands, requirements to lift maximum amount and frequency) Job is performed in an office environment. The majority of the time will be spent stationary at a desk. The daily use of a computer will be necessary. Occasional filing of documents weighing up to 15 lbs. may occur. May be required to attend training at locations outside of bank. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed under the knowledge/skills section are representative of the knowledge, skill set, and/or ability required. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.
- 3 Days Ago
Credit Review Analyst
- The National Bank of Blacksburg
-
Blacksburg, VA
FULL_TIME
- National Bank is seeking a candidate for a full-time Credit Analyst position in Blacksburg. As an experienced analyst, you will analyze new and existing commercial loans through analysis of borrower’s...
- 23 Days Ago
Commercial Overhead and Entry Door Technician
- COMMERCIAL DOOR WORX INC.
-
Roanoke, VA
FULL_TIME
- About us We are a full service commercial door company looking for an experience overhead and entry door technician with a minimum of three years experience. COMMERCIAL DOOR WORX INC. is a fast growin...
- 8 Days Ago
Floor Technicians
- ServiceMaster Commercial Cleaning by Thompson
-
Roanoke, VA
FULL_TIME
- For more than 60 years, ServiceMaster Clean has been creating cleaner, healthier, safer work environments for our customers. As a ServiceMaster Service Partner, you belong to a team that works togethe...
- 14 Days Ago
Property Maintenance Technician
- Waldvogel Commercial Properties
-
Roanoke, VA
FULL_TIME
- Waldvogel Commercial Properties, Inc. is a professional commercial real estate firm built on a foundation of service. We currently have a full-time position open for a Property Maintenance Technician....
- 16 Days Ago
Future Opening: Project Technician I
- ServiceMaster Commercial Services VA
-
Newport, VA
FULL_TIME
- Are you looking for reliable and low stress work during your summer break? Does being physically active sound like a good change? Join Southeast Virginia's Premier Commercial Project Company - Service...
- Just Posted
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0 Commercial Credit Analyst jobs found in Roanoke, VA area
Delivery Truck Driver
- State Electric
-
Roanoke, VA
- Since opening in 1952, STATE ELECTRIC SUPPLY CO. has grown into one of the nation's largest and best-known electrical di...
- 4/22/2024 12:00:00 AM
Internal Revenue Agent (Computer Audit Specialist (CAS) - Examiner) 12 MONTH ROSTER AMENDED
- Department Of The Treasury
-
Roanoke, VA
- Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I) DIVISION? A description of the business units can be found at: ...
- 4/22/2024 12:00:00 AM
Credit Analyst
- First Bank
-
Daleville, VA
- Position Purpose: Evaluate and analyze the financial condition of businesses and individuals applying for credit in orde...
- 4/21/2024 12:00:00 AM
Account Payable Clerk
- Layman Distributing
-
Roanoke, VA
- Job Description Job Description Looking for an Accounts Payable Clerk - Open immediately. Monday - Friday Skills Require...
- 4/21/2024 12:00:00 AM
Assistant Controller
- Marcum Search
-
Roanoke, VA
- Job Description Job Description Marcum Search is actively recruiting for an Assistant Controller position for their clie...
- 4/20/2024 12:00:00 AM
Accounts Receivable Clerk
- Berglund Automotive
-
Roanoke, VA
- Berglund Automotive is a well-established and reputable automotive group with 10 locations, representing 20 different au...
- 4/20/2024 12:00:00 AM
Accountant
- Layman Distributing
-
Roanoke, VA
- Job Description Job Description Looking for an Accountant - Open immediately. Monday - Friday Skills Required High Atten...
- 4/19/2024 12:00:00 AM
Bookkeeper - Full Charge
- Layman Distributing
-
Roanoke, VA
- Job Description Job Description Looking for a Full Charge Bookkeeper - Open immediately. Monday - Friday Skills Required...
- 4/19/2024 12:00:00 AM
About Roanoke, Virginia
According to the United States Census Bureau, the city has a total area of 42.9 square miles (111.1 km2), of which 42.5 square miles (110.1 km2) is land and 0.3 square miles (0.8 km2) (0.8%) is water.
Roanoke is located in the valley and ridge province of Virginia immediately west of the Blue Ridge Mountains and east of the Allegheny Mountains
Within the city limits is Mill Mountain, which stands detached from surrounding ranges. Its summit features the Roanoke Star, Mill Mountain Zoo, the Discovery Center interpretive building, and an overlook of the Roanoke Valley. The Appalachian Trail runs...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$48,741 to $63,821
Roanoke, Virginia area prices
were up 1.2% from a year ago
were up 1.2% from a year ago
What does a Commercial Credit Analyst do?
Commercial Credit Analyst in Moline, IL
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December 30, 2019
Commercial Credit Analyst in Galveston, TX
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February 21, 2020
Commercial Credit Analyst in Fargo, ND
The Commercial Credit Analyst role within Hewlett Packard Enterprise Financial Services (HPEFS) supports the rapidly growing and Channel segment.
January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020