Commercial Credit Analyst jobs in Richmond, VA
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
- Total Aerospace Services
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Dallas, TX
FULL_TIME
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Do you want to be a part of a team of aviation innovators helping change the industry landscape?
Our client is a full-service helicopter leasing business supporting industries including offshore oil and gas, medical transport, search and rescue, utility, and executive transport. With a team of experienced leasing professionals, they provide tailored financing solutions for helicopter operators worldwide.
They are currently seeking an experienced analyst to support risk management, credit, and pricing functions. This will be an excellent opportunity for an experienced analyst with two or more years of work experience to get broad exposure across finance functions in a growth environment.
What Is In It For You
Salary: $60,000 - $70,000
Position Type: Permanent - Full-time
Benefits: Medical, Dental, 401K, Disability, Company-provided Life Insurance, FSA, HSA
A Day In The Life of a Credit Analyst
As a Credit Analyst, you will ensure the risks and rewards of a given transaction in the company's overall portfolio are understood and risks mitigated as much as possible. Along with the team, you are also responsible for articulating risk/reward trade-offs. Finally, the team is responsible for providing an independent perspective on clients / potential clients, both before the company enters into a transaction and over the course of our relationship with them.
Essential Responsibilities of The Credit Analyst
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Conducting credit research and analysis for potential acquisitions/leases, including financial statement analysis and modeling
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Prepare annual credit reviews for the global customer base
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Complete extensive due diligence and KYC checks for new customers
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Developing spreadsheet tools to support the Company’s risk management, credit analysis, and aircraft valuation functions
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Creating and maintaining reporting tools to track and monitor customer credit status and the valuation and performance of the assets in the portfolio
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Identify and proactively manage “at risk” clients and help maintain Credit-Watch material
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Preparing market analyses, including creating databases with inputs from market transactions and other data points
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Developing relationships with the finance teams of potential customers and maintaining those relationships with existing customers
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Compose pitch presentations, collaborating with cross-functional teams for Board approval of new aircraft deliveries, acquisitions, sales, and lease transactions
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Various projects as needed by management
Position Requirements:
Formal Education
- Bachelor’s Degree, preferably in an analytical field such as finance, accounting, or engineering (other majors considered with appropriate work experience)
Knowledge & Experience- At least two years of work experience in a similar analytical role
- Good understanding of asset-based finance and/or aircraft leasing industry
- Advanced Excel skills (modeling and valuation)
- PowerPoint skills
- Experience utilizing Bloomberg Terminal and Salesforce is desirable
Competencies- Team player with the ability to be a significant contributor in an entrepreneurial environment with minimal supervision
- Strong analytical mindset. Attention to detail, organized and reliable
- Ability to work in teams cross-functionally and cross-culturally
- Outstanding interpersonal, oral, and written communication skills
If you are interested in the Credit Analyst job in Southlake, TX, apply today!
This vacancy is being advertised by Total Aviation Staffing, LLC. The services advertised by Total Aviation Staffing, LLC are those of an Employment Agency.
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- 1 Month Ago
- Federal Reserve Bank of Richmond
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Richmond, VA
FULL_TIME
- Company Federal Reserve Bank of Richmond At the Richmond Fed, we’re driven by our mission to strengthen the economy and our communities. We take great pride in what we do and it impacts everyday peopl...
- 24 Days Ago
- Virginia Credit Union
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Midlothian, VA
FULL_TIME
- Job Description: PRIMARY FUNCTION: The Policy Analyst is a primary contributor to VACU’s Governance and Risk Program, assisting with the development, review, and maintenance of organizational policies...
- 1 Month Ago
- Navy Federal Credit Union
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Richmond, VA
FULL_TIME
- Job DetailsOverview The Cyber Threat Intelligence Analyst is responsible for a broad range of operational tasks within tactical, operational, strategic intelligence efforts or collection management fu...
- 6 Days Ago
- Fortitude Commercial Contracting, Inc.
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Richmond, VA
FULL_TIME
- Best & Brightest Highly Motivated Top Talent Winning Team If you are just looking for a paycheck, please do not apply. If you are looking to be challenged, learn, and be part of a team that strives fo...
- 27 Days Ago
- IES Commercial, Inc. - Commercial & Industrial...
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Richmond, VA
FULL_TIME
- IES Commercial, Inc. – Commercial & Industrial Division, seeking full-time Project Administrative Assistant in Richmond, Virginia. Job Summary Performs clerical and administrative functions to drive p...
- 15 Days Ago
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0 Commercial Credit Analyst jobs found in Richmond, VA area
- Shaw Systems
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Richmond, VA
- Job Description Job Description Salary: Summary/Objective Shaw Systems is a national software development company that h...
- 4/25/2024 12:00:00 AM
- Capital One
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Richmond, VA
- Center 3 (19075), United States of America, McLean, Virginia Senior Manager, Information Security Office (ISO) Consultan...
- 4/25/2024 12:00:00 AM
- Red Robin International, Inc.
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Glen Allen, VA
- Front of House Team Members Red Robin isn't your typical burger restaurant. We're a team filled with unbridled energy, m...
- 4/24/2024 12:00:00 AM
- Clinton Learning
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Richmond, VA
- Job Description Job Description Since 2006, Clinton Learning Solutions, LLC has helped teachers teach and students learn...
- 4/23/2024 12:00:00 AM
- Dynex Capital Inc.
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Glen Allen, VA
- Function: Portfolio Management Job Title: Senior Mortgage-Backed Securities Analyst About Dynex:Dynex is a leading finan...
- 4/23/2024 12:00:00 AM
- Richmond Capital Management
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Richmond, VA
- Richmond Capital Management Senior Structured Products (REIT/CMBS/MBS/ABS) Analyst/Trader Firm Background Richmond Capit...
- 4/22/2024 12:00:00 AM
- Virginia Department Of Human Resource Management
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Richmond, VA
- Clinical Informatics Analyst: Central Administration #00616Job no:5013983Work type:Full-Time (Salaried)Location:Richmond...
- 4/22/2024 12:00:00 AM
- Dynex Capital, Inc.
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Glen Allen, VA
- Function: Portfolio Management Job Title: Senior Mortgage-Backed Securities Analyst About Dynex: Dynex is a leading fina...
- 4/21/2024 12:00:00 AM
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