Commercial Credit Analyst jobs in Pennsylvania

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

A
Senior Commercial Credit Analyst
  • ACNB BANK
  • Gettysburg, PA FULL_TIME
  • Come join our team!!!!

    Founded in 1857 we are a highly successful community bank where collaboration and teamwork are key values and where we like to say “we don't just offer jobs, we offer careers!”

     

    OVERVIEW:

    In this role, you are responsible for performing administrative duties to support the credit analysis function including receiving financial data on prospective and active borrowing accounts; spreading and analyzing data and evaluating short- and long-run prospects of the individual or company.

    KEY RESPONSIBILITIES:

    • Providing thorough documentation of all financial analysis work, including ratios and other related information;
    • Contacting Commercial Loan Officers to verify information, obtaining additional credit information, and discussing financial statements;
    • Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy; and,
    • Maintaining awareness of current industry standards relating to credit analysis, regulatory changes and compliance processes. 

    QUALIFICATIONS:

    Required:

    • A B.S. or B.A. degree in a related field of study and a minimum of three (3) years of experience in a related position normally required;
    • Proficient reading, writing, grammar, and mathematics skills;
    • Moderate interpersonal relations and communicative skills; attention to detail;
    • Proficient PC skills, including a thorough knowledge of Microsoft Word, Excel and Outlook; and,
    • Proficient organizational skills; proficient ability to analyze and interpret financial statements; and, visual and auditory skills. 

    Preferred:

    • A thorough knowledge of current lending and loan review regulations, as well as banking regulations, procedures and operations. 

    Benefits:

    • Benefits package including Health, Dental and Vision Insurance;
    • Free/low cost supplemental health insurance programs for orthopedic/imaging services and high cost prescriptions;
    • 401K with up to 4% employer match;
    • Generous PTO package plus eleven (11) Bank paid holidays;
    • Career growth and ongoing training and development opportunities;
    • Discounted personal loan and other Bank products;
    • Family-like work environment with wellness programs, including discounted multi-phasic screenings and free flu shots; and
    • Employee recognition & service awards.

     

    ACNB Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, age, disability, protected veteran status, genetic information, or any other characteristic protected by law.




  • 14 Days Ago

F
Commercial Credit Analyst
  • F&M Trust
  • Harrisburg, PA FULL_TIME
  • ABOUT THE ROLE F&M Trust is looking to hire an experienced Commercial Credit Analyst, which will be located at either our Corporate location in Chambersburg, PA, or regional headquarters located in Ha...
  • 15 Days Ago

F
Commercial Credit Analyst
  • F&M Trust
  • Chambersburg, PA FULL_TIME
  • ABOUT THE ROLE F&M Trust is looking to hire an experienced Commercial Credit Analyst, which will be located at either our Corporate location in Chambersburg, PA, or regional headquarters located in Ha...
  • 15 Days Ago

M
Commercial and Industrial Credit Analyst
  • Meridian Bank
  • Malvern, PA FULL_TIME
  • Meridian Bank (subsidiary of Meridian Corporation, Nasdaq: MRBK) is an innovative team of experts serving the financial needs of entrepreneurs, businesses and individuals. Growing throughout Pennsylva...
  • 1 Month Ago

B
Credit Analyst
  • Beacon Credit Union
  • Indiana, PA FULL_TIME
  • Note: We are looking to fill one Credit Analyst opening, wherein the selected employee could be headquartered at various Beacon locations throughout the state of Indiana. We will consider telecommute ...
  • Just Posted

H
Credit Analyst
  • Horizon Farm Credit
  • Reedsville, PA FULL_TIME
  • Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? Qualified candidate may work i...
  • 1 Month Ago

V
Commercial Credit Analyst I - $29.30 - $38.46/h!!
  • Virtual Employee Services (C)
  • Middletown, NY
  • Job Description Job Description Heritage Financial Credit Union is in search of a Commercial Credit Analyst I (On-Site)!...
  • 3/28/2024 12:00:00 AM

F
Experienced Commercial Credit Analyst - Shenandoah Valley
  • FIRST BANK AND TRUST COMPANY
  • Harrisonburg, VA
  • Job Description Job Description The First Bank and Trust Company is seeking an Experienced Commercial Credit Analyst to ...
  • 3/28/2024 12:00:00 AM

F
Experienced Commercial Credit Analyst - Shenandoah Valley
  • FIRST BANK AND TRUST COMPANY
  • Staunton, VA
  • Job Description Job Description The First Bank and Trust Company is seeking an Experienced Commercial Credit Analyst to ...
  • 3/28/2024 12:00:00 AM

J
Commercial Credit Analyst
  • JCW
  • New York, NY
  • JCW is currently recruiting on behalf of a large bank that's looking to hire a Senior Auditor- Credit Risk for their gro...
  • 3/27/2024 12:00:00 AM

B
Commercial Lender
  • Babich & Associates
  • Waxahachie, TX
  • Our customer, a Regional Bank, is looking for Business Development candidate for their commercial lending team. Our clie...
  • 3/27/2024 12:00:00 AM

L
Credit Analyst I
  • Ledyard National Bank
  • West Lebanon, NH
  • Job Description Job Description Ledyard National Bank is seeking a Commercial Credit Analyst, responsible for supporting...
  • 3/25/2024 12:00:00 AM

B
Sr. Credit Analyst
  • Bay State Savings Bank
  • Worcester, MA
  • STATEMENT OF RESPONSIBILITY: Under the general supervision of the Senior Vice President, Credit Administration Officer, ...
  • 3/25/2024 12:00:00 AM

H
Commercial Credit Analyst
  • Heritage Financial Credit Union
  • Middletown, NY
  • Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve...
  • 3/24/2024 12:00:00 AM

Pennsylvania (/ˌpɛnsɪlˈveɪniə/ (listen) PEN-sil-VAY-nee-ə), officially the Commonwealth of Pennsylvania, is a state located in the northeastern and Mid-Atlantic regions of the United States. The Appalachian Mountains run through its middle. The Commonwealth is bordered by Delaware to the southeast, Maryland to the south, West Virginia to the southwest, Ohio to the west, Lake Erie and the Canadian province of Ontario to the northwest, New York to the north, and New Jersey to the east. Pennsylvania is the 33rd-largest state by area, and the 6th-most populous state according to the most recent of...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$52,520 to $68,759

Commercial Credit Analyst in Norwich, CT
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