Commercial Credit Analyst jobs in Ogden, UT

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial Loan Analyst
  • Goldenwest Credit Union
  • Ogden, UT FULL_TIME

  • WHO WE ARE

    Goldenwest Credit Union is a premier non-profit financial cooperative providing exceptional member service to our members in Utah and Idaho. Our employees earn a guaranteed base wage, annual bonus and a generous incentive/commission schedule. We provide outstanding benefits, including:


    • Medical insurance (we pay 100% of your deductible!)

    • Dental insurance (we pay 100% of your premium!)

    • Paid time-off (we pay you to take 34 days off!)

    • Tuition reimbursement (we pay for your tuition cost, up to the IRS maximum!)

    • Retirement (we pay 100% of your pension and match your 401K!)

    • And many, many more…


    If what we offer interests you and you are committed to being part of an extraordinary team, apply now! We’d love to create a mutually beneficial partnership!


    WHAT WE LOOK FOR

    Ideal candidates will exhibit an energetic, friendly and positive attitude! We are looking for people who believe in doing the right thing, want to make a lasting impact, strive to be better every day and aren’t afraid to grow! We are an organization of people helping people!


    Key Competencies

    • Strong attention to detail, communication and customer service skills.

    • Strong ability to think critically and solve problems.

    • Timely and meticulous attention to verbal and written communication.

    • Devotion to earning and maintaining member trust.

    • Attentiveness to professionalism in appearance and action.


    WHAT YOU CAN EXPECT

    Our Commercial Loan Analysts eagerly analyze loan requests and prepare financial analysis specific to management and repayment ability, ratios and recommendations.


    Location, Schedule Availability & Salary Information

    • South Ogden, Utah

    • Monday through Friday 8:30 AM – 5:30 PM

    • Full-time, 40 hours per week

    • Guaranteed Base Wage Bonus Generous Commission Schedule Incentive


    Essential Duties & Responsibilities

    • Complete thorough and accurate financial analysis of commercial loans and identify potential risks. Includes analyzing company and individual tax returns, financial statements & trends, current debt ratios, credit reports, assign risk rating, etc.

    • Assist loan officers in collecting tax returns and other financials from members.

    • Complete annual reviews on the existing commercial lending portfolio, which includes monitoring the member’s current financial status, payment history, collateral values, etc.

    • Must be detail oriented and organized, able to keep multiple tasks and projects moving forward simultaneously.

    • Comply with all regulations as required by law.

    • Actively participate in continuing education related to credit union career development.


    Experience, Education & Certification

    • Bachelor’s degree in accounting, finance or another related field preferred

    • Minimum 2 years’ experience in accounting and/or financial analysis


  • 15 Days Ago

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Credit/Treasury Analyst
  • Malouf Companies
  • Logan, UT FULL_TIME
  • Malouf is hiring a detail-oriented Credit/Treasury Analyst who will be responsible for preparing daily/weekly/monthly reports and analyzing credit data and financial information of individuals or comp...
  • 14 Days Ago

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Corporate Credit Analyst
  • TAB Bank
  • OGDEN, UT FULL_TIME
  • Job Summary: Come join a rapidly-innovating bank located at the base of the beautiful Wasatch Mountains. As a Corporate Credit Analyst, you will have the benefit of being exposed to businesses in many...
  • 9 Days Ago

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Commercial Loan Servicing Specialist III
  • America First Credit Union
  • ROY, UT FULL_TIME
  • Overview Performs a wide variety of duties with the first functions of document preparation, closing and funding of commercial loans. Other duties including clerical and accounting duties, compiling r...
  • 22 Days Ago

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Commercial Loan Servicing Specialist II
  • America First Credit Union
  • ROY, UT OTHER
  • ScheduleMon- Fri Overview Performs a wide variety of duties relating to enforcing the terms of the loan documents, maintaining reporting and tracking of various commercial loan servicing functions suc...
  • 22 Days Ago

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Database Analyst
  • America First Credit Union
  • Riverdale, UT FULL_TIME
  • Overview Maintains and documents procedures for ensuring the integrity of the company databases. Designs data models and flow chart diagrams identifying the flow of relevant data with an emphasis on d...
  • Just Posted

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0 Commercial Credit Analyst jobs found in Ogden, UT area

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Tax Manager
  • CARVER FLOREK & JAMES
  • Ogden, UT
  • Job Description Job Description Carver Florek & James, CPAs is looking for a tax manager at our Layton Utah office. The ...
  • 4/19/2024 12:00:00 AM

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Cost Accountant
  • Professional Partners Group
  • Ogden, UT
  • Job Description Job Description Cost Accountant We are looking for a diligent accounting professional to join our accoun...
  • 4/19/2024 12:00:00 AM

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Airplane Pilot
  • Department Of Agriculture
  • Ogden, UT
  • Summary THIS IS AN OPEN CONTINUOUS ANNOUNCEMENT. This type of announcement provides the USDA Forest Service with a readi...
  • 4/18/2024 12:00:00 AM

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Relationship Manager
  • KeyBank
  • Salt Lake City, UT
  • Location: 36 South State Street - Salt Lake City, Utah 84111 Job Summary Serves as the Relationship Manager and Financia...
  • 4/18/2024 12:00:00 AM

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Senior Analyst - Model Validation (US Remote)
  • Ally
  • Salt Lake City, UT
  • **General information** **Ref #** 17204 **Remote?** Yes **Ally and Your Career** * Ally Financial only succeeds when its...
  • 4/18/2024 12:00:00 AM

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Branch 90, Ogden UT - Collections Representative
  • Mountain Alarm Fire & Security
  • Ogden, UT
  • Come Help Us Protect Lives! Fire Protection Service Corporation is a team dedicated to providing life safety products an...
  • 4/18/2024 12:00:00 AM

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Network Controller
  • Leidos
  • Ogden, UT
  • Description Leidos has a career opening for a Network Controller at Hill AFB, UT. PROGRAM SUMMARY: Our customer, Defense...
  • 12/11/2023 12:00:00 AM

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Sr. Network Controller
  • Leidos
  • Ogden, UT
  • Description Leidos has a career opening for a Sr. Network Controller at Hill AFB, UT. PROGRAM SUMMARY: Our customer, Def...
  • 12/11/2023 12:00:00 AM

Ogden /ˈɒɡdən/ is a city and the county seat of Weber County, Utah, United States, approximately 10 miles (16 km) east of the Great Salt Lake and 40 miles (64 km) north of Salt Lake City. The population was 84,316 in 2014, according to the US Census Bureau, making it Utah's 7th largest city. The city served as a major railway hub through much of its history, and still handles a great deal of freight rail traffic which makes it a convenient location for manufacturing and commerce. Ogden is also known for its many historic buildings, proximity to the Wasatch Mountains, and as the location of Web...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,532 to $64,857
Ogden, Utah area prices
were up 2.3% from a year ago

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