Commercial Credit Analyst jobs in Lawrence, KS
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst
- HR Partners
-
Topeka, KS
FULL_TIME
-
Company: Kaw Valley Bank
Title: Credit Analyst
Job Classification: Non-Exempt, Full-Time
Primary Accountabilities:
The Credit Analyst is responsible for administering Kaw Valley Bank’s (“Bank’s”) entire loan portfolio by ensuring sound credit practices, proper documentation, analysis and adherence to credit policies. Position will provide ongoing credit training and development.
Major Duties:- Provides credit analysis for the lending activities of the Bank by analyzing financial information on borrowers and guarantors. Performs global cash flow analysis when necessary
- Underwrites, analyzes and prepares loan presentations for Commercial and Business banking loans.
- Analyzes the credit and collateral aspects of business and individual loans both secured and unsecured.
- Ensures overall bank loan documentation and credit file administration is complete and consistent with loan policy. Directs and oversees processes to ensure loans comply with contractual and legal terms of the credit (i.e. financial covenant tracking, borrowing base certification, lien/collateral perfection, and related terms.)
- Monitors loans to ensure proper documentation with respect to items such as periodic calculation of ratios to determine financial compliance. Provides accurate financial analysis.
- Conducts financial analyses to support lending guidelines (i.e. LTV, Debt Service Coverage, Credit Ratios) for impact on credit quality and efficiency, or other analytical projects as assigned.
- Validates credit risk ratings and loan structure (i.e. pricing, credit compliance & appropriate accounting treatment such as TDR/Non-Accrual).
- Ensures credit systems are designed based on current credit risk profile and ensure confirmations are delivered and analyzed for Asset-Based (Account Receivable) loans.
- Performs additional duties as assigned.
- Undergraduate degree in a business or finance related field. In lieu of degree, equivalent experience may be accepted.
- Three (3) to five (5) years of experience in credit risk management, internal/external loan review, and/or previous credit analyst experience. One (1) to three (3) years previous lending experience is preferred but not required.
- Experience with quantitative analysis methods such as stress testing, regression, loss forecasting, global cash flow analysis, etc.
- Knowledge of loan documentation, appraisal analysis.
- Must possess discretion, good judgment, and organizational and analytical skills and able to make reliable and prompt decisions using available information.
- Must have strong experience with Excel, Word, and KVB core systems.
- Must have thorough understanding of financial data such as tax returns, accountant prepared documents, cash flow, balance sheet, profit & loss, and collateral dynamics of customer’s properties and geographic area.
- Excellent communications skills, both written and verbal and must be able to read, write, speak, and otherwise communicate with customers in English.
- Must demonstrate good work habits, maintain a professional appearance and attitude, and follow policies and procedures.
- Ability to sit for extended periods of time.
- Work normally requires finger dexterity and eye-hand coordination to operate computer keyboard at a moderate skill level.
- Ability to read computer screens and email, mail and talk on the phone.
- Ability to lift up to twenty-five (25) pounds.
- Professional and deadline-oriented environment in an office setting.
- Interacts frequently with senior management, customers, prospects, operations and technical staff. When needed and in conjunction with loan officers will meet with current and potential customers to obtain information needed for loan requests.
- Potential exposure to dangerous criminal activity.
Employee Benefits Include: Paid Sick/Vacation Time, Paid Holidays, Health & Dental Insurance, Short- & Long-Term Disability, 401(K) with a Match plus more.
Please apply at: https://www.kawvalleybank.com/about/careers We are an Equal Opportunity Employer. - 10 Days Ago
Service Technician - Commercial Door
- Topeka Foundry Commercial Door
-
Topeka, KS
FULL_TIME
- THE HME GROUPThe HME Group began its operations in the construction and manufacturing industries in 1996. Continued strategic growth over the last 25 years has transformed HME into a thriving group wi...
- 13 Days Ago
Journeyman Lineman (Kansas)
- IES Commercial, Inc. - Commercial & Industrial...
-
Topeka, KS
FULL_TIME
- IES Commercial, Inc. - Commercial & Industrial Division, seeking full-time Journeyman Lineman for work in Nebraska and Iowa and Kansas areas as needed. $3,500 HIRE BONUS and Per Diem Eligibility Appli...
- 15 Days Ago
Apprentice Lineman (Kansas)
- IES Commercial, Inc. - Commercial & Industrial...
-
Topeka, KS
FULL_TIME
- IES Commercial, Inc. – Commercial & Industrial Division, in Holdrege, NE seeking full-time Apprentice Lineman for work in the Nebraska, South Dakota, Iowa, and Kansas areas as needed. Per Diem Eligibi...
- 1 Month Ago
Journeyman Lineman Foreman (Kansas)
- IES Commercial, Inc. - Commercial & Industrial...
-
Topeka, KS
FULL_TIME
- IES Commercial, Inc. - Commercial & Industrial Division, in Holdrege, NE seeking full-time Journeyman Lineman Foreman for work in Nebraska and Iowa and Kansas areas as needed. $5,000 HIRE BONUS and Pe...
- 1 Month Ago
Specialty Sales Professional
- Syneos Health Commercial Solutions
-
Topeka, KS
FULL_TIME
- Description You have what it takes: a competitive drive coupled with exceptional sales ability. In this role, you will develop business plans for individual customers, provide product knowledge to cus...
- 22 Days Ago
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0 Commercial Credit Analyst jobs found in Lawrence, KS area
Credit Analyst, Fintech
- Novel Capital
-
Kansas City, KS
- Novel Capital (www.novelcapital.com) is a fintech startup providing innovative revenue-based capital products to transfo...
- 4/24/2024 12:00:00 AM
Credit Analyst, Fintech
- Novel Capital
-
Kansas City, KS
- Novel Capital (www.novelcapital.com) is a fintech startup providing innovative revenue-based capital products to transfo...
- 4/21/2024 12:00:00 AM
Commercial Door Parts Specialist
- Edelman-Lyon Co
-
Kansas City, MO
- Job Description Job Description Edelman-Lyon Automatic Door is a family owned commercial door company that has been in t...
- 4/21/2024 12:00:00 AM
Loan Support Analyst - Collateral Surveillance - Midland
- PNC Financial Services Group, Inc.
-
Kansas City, MO
- Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
- 4/21/2024 12:00:00 AM
Loan Support Analyst - Commercial Mortgage Backed Securities (CMBS) Servicing - Midland
- PNC Financial Services Group, Inc.
-
Overland Park, KS
- Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
- 4/20/2024 12:00:00 AM
Senior Credit Analyst
- Enterprise Bank & Trust
-
Olathe, KS
- Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee s...
- 4/10/2024 12:00:00 AM
About Lawrence, Kansas
Lawrence is the county seat of Douglas County and sixth-largest city in Kansas. It is located in the northeastern sector of the state, astride Interstate 70, between the Kansas and Wakarusa Rivers. As of the 2010 census, the city's population was 87,643. Lawrence is a college town and the home to both the University of Kansas and Haskell Indian Nations University.
Lawrence was founded by the New England Emigrant Aid Company, and was named for Amos Adams Lawrence, a Republican abolitionist originally from Massachusetts, who offered financial aid and support for the settlement. Lawrence was cent...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,796 to $65,202
Lawrence, Kansas area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Commercial Credit Analyst do?
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This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020