Commercial Credit Analyst jobs in Hampton, VA

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • Chesapeake Bank
  • Kilmarnock, VA OTHER
  • Overview

    Chesapeake Bank-

    Want to build a successful career with a financial institution that excels in the industry and has “fun” as one of its corporate values? Our team has high levels of employee engagement, proven in yearly external engagement surveys that rank us in the top 200 banks for multiple years running.  We offer competitive benefit plans and have high levels of job satisfaction.  Chesapeake puts an emphasis on knowing that we are only as strong as the communities we serve, therefore we contribute service hours and money to our local communities.

      

    Talk to us about a career that makes you want to get up and come to work, have fun and make a difference.

     

    Want to read more about why you should join the team, click the link below: 

    Top 10 Reason You Should Explore a Career with Chesapeake Bank

       

    Summary:

    Chesapeake Bank is looking for an individual to join our growing commercial loan team as a Credit Analyst. The individual in this role will support several lenders, assisting them with analyzing and monitoring the credit worthiness of the bank’s commercial loan customer. This position will perform various duties to support the overall needs of our commercial loan team, including analyzing financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. This individual will prepare comprehensive commercial credit analysis to assist the loan officer in making credit decisions.

    Responsibilities

    • Obtains loan request information from Commercial Loan Administrator, Commercial Portfolio Coordinator and Loan Officers to analyze credit information, financial statements and other related information pertaining to the loan.
    • Analyzes financial information and prepares the preliminary analysis for the loan officer. 
    • Requests financial statements on existing borrowers from account officer if they have not been obtained.
    • Prepares and reviews comprehensive commercial credit analysis, spreadsheets, reports, summaries and opinions. 
    • Assists in the preparation of the credit approval memorandum for presentation to the loan officers and/or loan committees if needed.
    • Review and approve credit approval memorandums within the appropriate software.
    • Works closely with the Commercial Loan Administrator, Commercial Loan Coordinator and Commercial Portfolio Coordinator and assists where needed. 
    • Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes

    Requirements

    • Strong communication skills and enjoy working in a fast-paced environment.
    • Previous banking experience is preferred
    • College degree or equivalent qualifying job experience
    • Proficient in Microsoft Office products
    • Excellent oral and written communications skills
    • Exceptional customer service skills
    • Must be able to multi-task and work independently
    • Ability to understand complex operational processes and workflows
    • Ability to work quickly and an accurately, analyze information, and make decisions
    • Willingness to assume additional responsibilities, duties, and projects as they arise
  • 21 Days Ago

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Commercial Credit Administrator Assistant Manager
  • C&F Bank
  • Toano, VA OTHER
  • Overview Assist with the administration of the Credit Admin Department to include providing quality control within the commercial lending processes and portfolio management issue including developing ...
  • 14 Days Ago

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Digital Paid Media Analyst
  • BayPort Credit Union Brand
  • Newport, VA FULL_TIME
  • The primary purpose of this position is to assist in the administration of BayPort’s digital and online marketing channels. This is accomplished by the production of various marketing promotions and c...
  • 16 Days Ago

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Electrician Commercial
  • IES Commercial Inc. - C&I Division
  • Suffolk, VA FULL_TIME
  • IES Commercial, Inc. - Commercial & Industrial Division, seeking full-time Commercial Electrician in Suffolk, Virginia. Job Summary Performs installations, alterations, additions and/or repairs of ele...
  • 1 Month Ago

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Commercial Janitorial Cleaning
  • ServiceMaster Commercial Services VA
  • Williamsburg, VA FULL_TIME
  • ServiceMaster Commercial Services is hiring! Hiring for Full Time, Part Time, Weekend, and Floaters Our interview process is quick & easy. To be a part of our Fast-track interview process please opt i...
  • 20 Days Ago

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Janitorial Commercial Cleaner
  • ServiceMaster Commercial Services VA
  • Hayes, VA PART_TIME
  • ServiceMaster NOW HIRING . . .Our application and interview process is EASY.Check YES to OPT IN TO ALL TEXT COMMUNICATION for the fastest responses. Part Time EVENING CLEANER in GLOUCESTER EARN $700 o...
  • 1 Day Ago

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0 Commercial Credit Analyst jobs found in Hampton, VA area

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Operations Analyst - Level 2
  • General Dynamics Information Technology
  • Fort Eustis, VA
  • Operations Analyst - Level 2 Fort Eustis, VA Seize your opportunity to make a personal impact as an Operations Analyst s...
  • 3/28/2024 12:00:00 AM

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TELECOMMUNICATIONS SPECIALIST
  • Organization of the Joint Chiefs of Staff
  • Suffolk, VA
  • Summary This position is part of the Organization of the Joint Chiefs of Staff. The incumbent will be responsible for pl...
  • 3/28/2024 12:00:00 AM

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Inpatient Medical Coder - Remote
  • Avosys Technology, Inc.
  • Portsmouth, VA
  • Overview: Avosys is a growing integrator of professional, technological and management solutions services. Founded in 19...
  • 3/27/2024 12:00:00 AM

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Project Controls Analyst
  • Black & Veatch
  • Virginia Beach, VA
  • **Project Controls Analyst** Date: Mar 7, 2024 Location: Overland Park, KS, US US Ann Arbor, MI, US Burlington, MA, US H...
  • 3/26/2024 12:00:00 AM

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Senior Mechanical Engineer - Rotating Equipment - US Hybrid
  • Black & Veatch
  • Virginia Beach, VA
  • **Senior Mechanical Engineer - Rotating Equipment - US Hybrid** Date: Mar 27, 2024 Location: US Company: Black & Veatch ...
  • 3/26/2024 12:00:00 AM

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Medical Coder Remote - Ambulatory Procedure
  • Avosys Technology, Inc.
  • Portsmouth, VA
  • Overview: Avosys is a growing integrator of professional, technological and management solutions services. Founded in 19...
  • 3/25/2024 12:00:00 AM

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Accounts Receivable Specialist Manufacturing
  • Search Pro, LLC
  • Newport News, VA
  • Job Description Job Description Benefits: 401(k) 401(k) matching Bonus based on performance Company parties Competitive ...
  • 3/24/2024 12:00:00 AM

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Accounts Receivable Specialist Manufacturing
  • Search Pro, LLC
  • Norfolk, VA
  • Job Description Job Description Benefits: 401(k) 401(k) matching Bonus based on performance Company parties Competitive ...
  • 3/24/2024 12:00:00 AM

Hampton is an independent city in the Commonwealth of Virginia in the United States. As of the 2010 census, the population was 137,436. As one of the seven major cities that compose the Hampton Roads metropolitan area, it is on the southeastern side of the Virginia Peninsula. Hampton traces its history to the city's Old Point Comfort, the home of Fort Monroe for almost 400 years, which was named by the 1607 voyagers, led by Captain Christopher Newport, who first established Jamestown as an English colonial settlement. Since consolidation in 1952, Hampton has included the former Elizabeth City ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,825 to $65,232
Hampton, Virginia area prices
were up 1.2% from a year ago

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