Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Description
Are you an expert in commercial credit with a passion for leading teams and driving strategic initiatives? Savers Bank is seeking a talented Commercial Credit Officer to oversee our commercial credit function and lead our dedicated credit staff. As a Commercial Credit Officer, you will play a crucial role in managing the underwriting of new and existing commercial credit, ensuring accuracy, efficiency, and compliance with regulatory standards. The level of officership (e.g., AVP or VP) will be determined based on the candidate's experience and qualifications.
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Why Join Savers Bank:
At Savers Bank, we are committed to fostering a supportive and inclusive work environment where employees can thrive both personally and professionally. Joining our team means being part of a community-driven organization that values integrity, teamwork, and continuous learning.
If you are a dynamic leader with a strong background in commercial credit and a passion for driving strategic initiatives, we invite you to apply for the Commercial Credit Officer position at Savers Bank. Take the next step in your career and join us in shaping the future of banking.
Equal Opportunity Employer/Veterans/Disabled
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