Commercial Credit Analyst jobs in Colorado
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Commercial Credit Analyst
- Bellco Credit Union
-
Greenwood, CO
FULL_TIME
- COMMERCIAL CREDIT ANALYST _____________________________________________________________________________ LOCATION: Corporate DIVISION: SVP-CCO FUNCTION DESCRIPTION Perform periodic reviews for Bellco originated loans and purchased participations from other credit unions utilizing Bellco approved forms and methodology, use business, personal and global financial data, make risk rating grade recommendations, review adverse graded loans for any requested modifications to mitigate risk and preserve Bellco’s credit quality. ORGANIZATIONAL RELATIONSHIPS Reports to: Senior Vice President - Commercial Lending Supervises: N/A Contacts: Bellco’s members and other contacts, such as office managers and CPAs, other credit union departments, credit union officials, commercial lending department members, external financial service providers, CUSO employees, other credit union personnel, auditors, examiners. QUALIFICATIONS/REQUIREMENTS Education: A bachelor’s degree with emphasis in business or finance, or equivalent work experience. Experience: Five (5) to seven (7) years commercial underwriting experience, including moderately complex commercial real estate transactions Five (5) years overall banking experience, including client facing roles Operating knowledge of banking regulations, intermediate knowledge of financial analysis Previous experience in risk ratings and loan structures for commercial loans Intermediate experience with commercial credit policies, procedures and practices Skills: Understanding methodology of property, business and individual cash flows, global cash flows and complex legal organizational structures Ability to analyze and underwrite moderately complex commercial real estate loans, with loan amounts ranging from approximately $1 million to $25 million Good verbal and written communication and interpersonal skills, and ability to compose complex and lengthy review forms, summarizing strengths and weaknesses Ability to perform mathematical calculations with speed and accuracy Ability to prioritize multiple tasks and responsibilities at one time. Ability to manage heavy workloads of loan transactions. Ability to assess risk versus investment for credit quality Ability to work independently and within a structured environment. Operating within stated policies and procedures. Equipment: Personal computer running the Windows operating system, calculator, copier, facsimile machine, telephone and system printers, ESSENTIAL FUNCTIONS: Proficient and independent review and analysis of company and individual financial data for loan(s) and relationships for approval (or decline), including suggesting ways to mitigate credit risk. Recommend risk rating changes as supported by periodic review or other loan analysis. Underwrite and analyze new commercial loan requests as necessary to maintain service levels. Responsible for operational excellence and regulatory compliance with all state and federal laws and regulations as it relates to commercial loans. Provides a valuable and enjoyable experience to both internal customers and members during interactions. Consistently suggests ways to improve the member/customer experience through improved processes and technology. Recommend and be able to deliver ongoing training for others as needed. Work with participating credit unions to facilitate the supply of all required source documents and executed loan documents during evaluation and after the participation sale, including annual review documents and related source documents. Work with Centennial Lending CUSO personnel on closed loan files serviced by the CUSO. Occasional driving to vendor locations or member meetings may be required. Occasionally perform property inspections in state the Denver metro area as needed. Perform other duties as requested or needed. Regular and punctual attendance. Management retains the discretion to add to or change the duties of the position at any time. WORKING CONDITIONS Office environment. Mobility throughout branch office or department. Occasional stooping, bending and stretching. Regular use of a PC.
- 8 Days Ago
Commercial Real Estate Senior Credit Analyst
- U.S. Bank National Association
-
Denver, CO
FULL_TIME
- At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succee...
- 19 Days Ago
Credit Analyst
- Native American Bank N.A.
-
Denver, CO
FULL_TIME
- PLEASE NOTE: MORTGAGE CREDIT ANALYST EXPERIENCE DOES NOT QUALIFY FOR THIS POSITION Job Summary:Native American Bank is a one-of-a-kind institution that is an Agent of Change for Native Communities. At...
- 10 Days Ago
Credit Analyst
- Trinidad Benham
-
Denver, CO
FULL_TIME
- Credit AnalystDepartment: AccountingEmployment Type: Full TimeLocation: Denver, COReporting To: Neil WheatlyCompensation: $60,000 - $70,000 / yearDescriptionThere’s a reason Trinidad Benham is recogni...
- 1 Month Ago
Credit Analyst - Banking
- Sandias Executive Search
-
Durango, CO
FULL_TIME
- Join a reputable organization, rooted in a century-old legacy of supporting rural communities. They are dedicated to continual growth, providing essential services to businesses and individuals in und...
- 15 Days Ago
Senior Credit Analyst
- CoBank
-
Greenwood, CO
FULL_TIME
- Benefits Overview A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. When you choose a career with CoBank, you make a differ...
- 19 Days Ago
Commercial Credit Analyst jobs at Popular Companies
Senior Commercial Credit Analyst
- Thomaston Savings Bank
-
Waterbury, CT
- Job Description Job Description Senior Commercial Credit Analyst - In Office Employer Come put your credit analysis skil...
- 4/24/2024 12:00:00 AM
Senior Commercial Credit Analyst
- Thomaston Savings Bank
-
Bristol, CT
- Job Description Job Description Senior Commercial Credit Analyst - In Office Employer Come put your credit analysis skil...
- 4/24/2024 12:00:00 AM
Commercial Credit Analyst
- Summit Funding Group, Inc.
-
Mason, OH
- Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
- 4/22/2024 12:00:00 AM
Commercial Credit Analyst
- Altius Search Group
-
Nashville, TN
- Commercial Credit Analyst | Equipment Finance | Nashville, TN The Analyst’s primary responsibility is to analyze and mak...
- 4/22/2024 12:00:00 AM
Commercial Credit Analyst
- Trillium Staffing
-
Dublin, OH
- Trillium has an immediate opening for an experienced Commercial Credit Analyst in Dublin, OH! This established leader in...
- 4/21/2024 12:00:00 AM
Commercial Credit Analyst
- Summit Funding Group Inc.
-
Mason, OH
- Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
- 4/20/2024 12:00:00 AM
Commercial Credit Analyst
- Altius Search Group
-
Nashville, TN
- Commercial Credit Analyst | Equipment Finance | Nashville, TN The Analysts primary responsibility is to analyze and make...
- 4/20/2024 12:00:00 AM
Commercial Credit Analyst
- Management Recruiters Of Spokane Inc
-
Seattle, WA
- Credit Analyst / Assistant Relationship Manager About us: We serve the business and professional communities of Idaho, O...
- 4/20/2024 12:00:00 AM
About Colorado
Colorado (/ˌkɒləˈrædoʊ, -ˈrɑːdoʊ/ (listen), other variants) is a state of the Western United States encompassing most of the southern Rocky Mountains as well as the northeastern portion of the Colorado Plateau and the western edge of the Great Plains. It is the 8th most extensive and 21st most populous U.S. state. The estimated population of Colorado was 5,695,564 on July 1, 2018, an increase of 13.25% since the 2010 United States Census.
The state was named for the Colorado River, which early Spanish explorers named the Río Colorado for the ruddy silt the river carried from the mountains. The...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$53,805 to $70,451
Most Popular Cities in Colorado for Commercial Credit Analyst Jobs
What does a Commercial Credit Analyst do?
Commercial Credit Analyst in Norwich, CT
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Commercial Credit Analyst in Macon, GA
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Commercial Credit Analyst in Waco, TX
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