Commercial Credit Analyst jobs in Arizona

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst (Commercial Real Estate)
  • Reliant Capital
  • Phoenix, AZ FULL_TIME
  • About Reliant Capital

    Reliant Capital is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Reliant is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.

    Join us at Reliant Capital and be part of a dynamic team driving innovation and excellence in private lending. With our commitment to growth and market leadership, there's no better place to build your career.

    Position Summary

    This is a full-time, on-site position, based in our Chandler, Arizona office.

    As a Credit Analyst at Reliant, you will play a crucial role in evaluating financial risks and ensuring adherence to sound credit practices. This position demands well-informed credit assessments through detailed analysis and close review of the Sponsor’s current and past financial profile. Your efforts will help consistently document a package for further internal Underwriting review, including Loan Committee.

    Primary Responsibilities

    • Perform detailed credit analysis, evaluating the financial profiles of Sponsors.
    • Consult with both internal and external sources regarding Sponsor applications.
    • Provide consistent and accurate updates to both peers and your supervisor.
    • Monitor and analyze market trends, economic conditions, and industry-specific factors.
    • Recommend and implement best practices as part of Reliant’s dedication to creating an industry-leading customer experience.
    • Work efficiently under minimum supervision.
    • Pay close attention to detail and consistency in analysis and findings presentation format.
    • Advise and/or review peer work product as a quality control.

    Qualifications

    • Bachelor's degree in finance, business, economics, or a related field is preferred.
    • Five plus years’ relevant experience in credit analysis and financial statement evaluation.
    • Excellent analytical skills with the ability to interpret complex financial data.
    • Effective written and verbal communication skills.
    • Familiarity with industry-standard credit scoring models and underwriting processes.
    • Proficiency in financial software and tools, including Excel or other ‘spreads’ formats.
  • Just Posted

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Credit Analyst (Commercial Real Estate)
  • Reliant Capital
  • Chandler, AZ FULL_TIME
  • About Reliant Capital Reliant Capital is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Foun...
  • 1 Day Ago

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Credit Analyst
  • AgWest Farm Credit
  • Tempe, AZ FULL_TIME
  • AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners a...
  • 13 Days Ago

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Credit Analyst
  • First International Bank & Trust
  • Phoenix, AZ FULL_TIME
  • First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work for 10 years running. We are seeking a skilled Credit Analyst to join ...
  • 18 Days Ago

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Credit Analyst
  • Actalent
  • Tempe, AZ OTHER
  • Overview Actalent has an immediate opening for a Credit Analyst at our West Coast Corporate office in Tempe, AZ. Compensation $48,000 Bonus potential | Quarterly Schedule Full Time | Permanent Monday ...
  • 1 Month Ago

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Commercial Credit Underwriter
  • Alerus Financial
  • Phoenix, AZ FULL_TIME
  • DescriptionPosition Summary:The Commercial Credit Underwriter is accountable for underwriting and monitoring a portfolio of small business and business banking level commercial and industrial (C&I) lo...
  • 17 Days Ago

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Senior Commercial Credit Analyst
  • Thomaston Savings Bank
  • Waterbury, CT
  • Job Description Job Description Senior Commercial Credit Analyst - In Office Employer Come put your credit analysis skil...
  • 4/24/2024 12:00:00 AM

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Commercial Credit Analyst
  • Altius Search Group
  • Nashville, TN
  • Commercial Credit Analyst | Equipment Finance | Nashville, TN The Analyst’s primary responsibility is to analyze and mak...
  • 4/22/2024 12:00:00 AM

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Commercial Credit Analyst
  • Summit Funding Group, Inc.
  • Mason, OH
  • Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
  • 4/22/2024 12:00:00 AM

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Commercial Credit Analyst
  • Trillium Staffing
  • Dublin, OH
  • Trillium has an immediate opening for an experienced Commercial Credit Analyst in Dublin, OH! This established leader in...
  • 4/21/2024 12:00:00 AM

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Commercial Credit Analyst
  • Altius Search Group
  • Nashville, TN
  • Commercial Credit Analyst | Equipment Finance | Nashville, TN The Analysts primary responsibility is to analyze and make...
  • 4/20/2024 12:00:00 AM

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Commercial Credit Analyst
  • Management Recruiters Of Spokane Inc
  • Seattle, WA
  • Credit Analyst / Assistant Relationship Manager About us: We serve the business and professional communities of Idaho, O...
  • 4/20/2024 12:00:00 AM

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Commercial Credit Analyst
  • Credit Union of Georgia
  • Kennesaw, GA
  • Are you looking for a rewarding career with a growing organization? Credit Union of Georgia is looking for a talented co...
  • 4/20/2024 12:00:00 AM

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Commercial Credit Analyst
  • Summit Funding Group Inc.
  • Mason, OH
  • Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-...
  • 4/20/2024 12:00:00 AM

Arizona (/ˌærɪˈzoʊnə/ (listen); Navajo: Hoozdo Hahoodzo Navajo pronunciation: [xòːztò xɑ̀xòːtsò]; O'odham: Alĭ ṣonak Uto-Aztecan pronunciation: [ˡaɺi ˡʂonak]) is a state in the southwestern region of the United States. It is also part of the Western and the Mountain states. It is the sixth largest and the 14th most populous of the 50 states. Its capital and largest city is Phoenix. Arizona shares the Four Corners region with Utah, Colorado, and New Mexico; its other neighboring states are Nevada and California to the west and the Mexican states of Sonora and Baja California to the south and so...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$51,379 to $67,274

Commercial Credit Analyst in Norwich, CT
Advia Credit Union brings real financial advantages to real people.
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Commercial Credit Analyst in Macon, GA
In connection with the Commercial Banking Portfolio Services Groups mission of supporting risk management activities, Portfolio Services has an immediate opportunity for a Credit Analyst 2 in Phoenix, AZ.
February 09, 2020
Commercial Credit Analyst in Waco, TX
On WSO, there are a few posts about making the leap from commercial to PE.
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