Banking & Commercial Loan Processing Clerk jobs in Maine

Banking & Commercial Loan Processing Clerk performs routine administrative tasks in support of the commercial banking and business loan processing group. Tasks include preparing credit reports, maintaining processing records, and responding to simple questions. Being a Banking & Commercial Loan Processing Clerk requires a high school diploma or its equivalent. Typically reports to a supervisor or manager. The Banking & Commercial Loan Processing Clerk may require 0-1 year of general work experience. Possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. (Copyright 2024 Salary.com)

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Commercial Banking Officer
  • Kennebec Savings Bank
  • Waterville, ME FULL_TIME
  • Description

         

    POSITION   TITLE: COMMERCIAL BANKING OFFICER

     

    REPORTS TO: REGIONAL VICE   PRESIDENT

     

    DEPARTMENT:  LENDING 


    DIVISION:  COMMERCIAL

     

     

    POSITION SUMMARY: This position is responsible for originating larger commercial and commercial real estate loan relationships; for acting as a loan product specialist; for the ongoing management of a portfolio of commercial loans; and for supporting Bank products and services.


    KEY RESPONSIBILITIES:


    Loan origination:  Originate new commercial and commercial real estate loans within the limits of the Commercial Banking Division (generally loan relationship well above $500,000), according to established Bank policy and procedures; meet or exceed established objectives for dollar volumes in loan originations; meet or exceed established standards for customer service. 

    Provide quality customer service throughout the loan origination process. Interview and counsel loan customers, matching the financing needs of the customer to the various loan programs offered by the Bank. Respond in a professional manner to questions regarding rates, policies and practices of the Bank relative to commercial banking. Obtain required documentation such as appraisals or verifications. Review and analyze the loan application and all related documentation on the borrower and, where applicable, the property or other collateral. Determine appropriate loan structure and terms/conditions and approve loans within the limits of lending authority; refer larger, qualified loans to the Regional Vice President and Senior Commercial Banking Officer with a recommendation for approval according to established Bank policy. Review all documentation for loan closings to ensure completeness and compliance with all Bank requirements; oversee closing of loans originated. Refer questions or problems to the Regional Vice President and/or Senior Commercial Banking Officer.

    •  Comply with all Federal and State banking and accounting regulations and all Bank and department policies and procedures.
    •  Meet or exceed established objectives and standards for Commercial Banking Officer performance.
    •  Attend staff training programs as necessary.


    Business development: Establish and maintain contact with local individuals, realtors, businesses and other centers of influence within the Bank's market area through direct calls, realtor and business organization gatherings and other functions to actively solicit new business for the Bank, keep them current on the benefits of working with the Bank, inform them of any new lending or deposit programs offered by the Bank and inquire about the credit needs/concerns in the community. Actively build the Bank’s customer base and market share.

    Refer leads to other Bank staff members as appropriate. Meet or exceed established goals for business development.


    Market trends: Monitor market trends relating to competition, banking products, deposit rates, advertising programs, etc. in the Bank's market area. Report to the Regional Vice President and/or Senior Commercial Banking Officer on market trends and make recommendations as appropriate.


    Portfolio management: Monitor the status and manage an assigned portfolio of commercial relationships. Ensure that all credit administrative tasks (i.e. line renewals, annual revies, file memos, collection of financial statements), and other follow-up is maintained up-to-date and received on a timely basis. Work with the Regional Vice President and/or Senior Commercial Banking Officer as appropriate if potential problems are noted. Periodically communicate with customers to monitor use of the loan funds and the status of the business, to determine if other banking needs exist and to ensure consistent customer satisfaction.

    •  Discuss new opportunities or customer problems with the Regional Vice President and/or Senior Commercial Banking Officer; recommend follow-up action as appropriate.
    •  Keep CRM system up to date with current and relevant information on existing customers and prospects.


    Support Bank products/services: Maintain knowledge of current KSB products and services. Actively utilize as many Bank products and services as possible in order to fully understand their features and benefits and to be able to communicate effectively with customers and prospective customers.

    Talk to customers and listen for “cues and clues” to determine needs; respond to customer inquiries and evaluate their needs; suggest Bank products/services to customers to meet their needs; make referrals to other Bank personnel as appropriate. 


    Community/public relations: Actively participate in community organizations and events. Represent the Bank in the community. 


    Other outside activities: Actively participate in industry trade group meetings and educational programs to remain abreast of current issues and requirements affecting Bank operations and job performance.


    Management committees: Participate in any and all employee and department specific meetings.


    Other duties: Demonstrate reliable attendance and punctuality. Work at other Bank branches as needed for customer service, operational, or training purposes. Attend and participate in Bank meetings. Attend internal and external training to improve skills and knowledge relevant to the commercial banking officer position. 

    Understand and fully comply with Kennebec Savings Bank’s Core Values.

    Perform other duties as required. 


    POSITIONS REPORTING TO THIS POSITION:

    •  None

    Requirements

        

    EDUCATION/EXPERIENCE REQUIRED:

    •  Bachelor’s degree with concentration in business or finance and/or equivalent work experience. Banking Schools or MBA a plus.
    •  5-7 years or more experience in commercial banking, including commercial & Industrial lending, as well as commercial real estate loan origination.
    •  Demonstrated experience in servicing an existing portfolio of loans, including portfolio management and business development.
    •  Computer literate, with specific experience in Microsoft Word and Excel.


    OTHER REQUIREMENTS:

    •  Must possess a valid driver’s license, the use of a serviceable automobile that is properly registered and proper liability automobile insurance as required by state law.
    •  Must be able to lift files or other documents of approximately 20 pounds.
    •  Must have strong written communications skills, including letter and report-writing ability.
    •  Must have public speaking ability.
    •  Must be able to read and work with computer print-out reports.
    •  Must be able to stand or sit for extended periods of time while waiting on customers.
    •  Must be able to spend extended periods of time operating a computer keyboard and working at a computer monitor.
    •  Must be able use the telephone to converse with customers for extended periods of time; must be able to communicate clearly by telephone; must have good listening ability and skills.
    •  Must have strong written communications skills, including letter and report-writing ability.
    •  Must be able to prioritize and organize work flow; must have good attention to detail; must be able to handle multiple jobs.
    •  Must have the ability to think through a problem, following proper steps in finding resolution.
    •  Must have a high degree of ethics and maintain confidentiality of customers and accounts.
    •  Must be friendly, courteous, and sensitive to the needs of customers and coworkers.

     

  • 1 Month Ago

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Commercial Loan Officer
  • NorState Federal CU
  • Presque Isle, ME FULL_TIME
  • Title: Commercial Loan Officer Reports To: Vice President Commercial Services Role: Commercial Loan Officer will be responsible for originating and closing small to mid-size commercial loans. They wil...
  • 25 Days Ago

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Commercial Loan Officer
  • Eastern Maine Development Corporation
  • Bangor, ME FULL_TIME
  • Position Summary Eastern Maine Development Corporation, a private, non-profit, mission-based lender, is seeking a new Loan Officer to join its Lending Department team. Particular focus will be given t...
  • 13 Days Ago

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Loan Specialist (Commercial)
  • US Agriculture, Rural Development
  • Bangor, ME FULL_TIME
  • Duties Reviews and analyzes preapplications, applications and all supporting documents to determine loan or grant eligibility and inputs data into appropriate automated database system. Prepares writt...
  • 1 Month Ago

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Commercial Loan Credit Analyst / Loan Processor
  • New Dimensions Federal Credit Union
  • Waterville, ME FULL_TIME
  • Role: Performs commercial loan annual reviews on existing business relationships by reviewing submitted financial information from borrower in compliance with credit union member business policy. Inte...
  • 3 Days Ago

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Casualty Claims Processing Clerk
  • MMG Insurance
  • Presque Isle, ME FULL_TIME
  • MMG INSURANCE COMPANY Job Description Job Title: Claims Processing Clerk Department: Casualty Claims Reports To: Manager FLSA Status: Non-Exempt SUMMARY Supports Claims staff by performing clerical fu...
  • 22 Days Ago

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Warehouse Clerk - CMV
  • Apria, Inc.
  • Bolingbrook, IL
  • **Warehouse Clerk - CMV** CAROUSEL_PARAGRAPH * Bolingbrook, Illinois * Full-time * Full-time * Onsite * Commensurate wit...
  • 3/28/2024 12:00:00 AM

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Warehouse Clerk - NON CMV
  • Apria
  • Hollywood, FL
  • At Owens & Minor, we are a critical part of the healthcare process. As a Fortune 500 company with 50+ facilities across ...
  • 3/28/2024 12:00:00 AM

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Operations Manager
  • Republic Services
  • Bridgeton, MO
  • Republic Services is a leader in Environmental Services, partnering with customers to create a more sustainable world. W...
  • 3/28/2024 12:00:00 AM

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Accounts Payable Clerk
  • Waypoint Contracting, Inc.
  • Miami, FL
  • Position Description: Waypoints Accounts Payable is responsible for providing the external accounting and regulatory sid...
  • 3/28/2024 12:00:00 AM

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Senior Appraiser
  • City of Waukesha, WI
  • Waukesha, WI
  • Salary : $58,639.00 - $79,163.00 Annually Location : City Hall 201 Delafield St Waukesha, WI Job Type: Full Time Job Num...
  • 3/28/2024 12:00:00 AM

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Shipping Clerk - 2nd Shift
  • The Judge Group
  • Greenfield, IN
  • A great job-and a great future-awaits you at Smithfield Foods. We're an $18 billion U.S. food company with nearly 60,000...
  • 3/28/2024 12:00:00 AM

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Payroll Administrator
  • CSI Electrical Contractors
  • Santa Fe Springs, CA
  • About the Role: The Payroll Administrator is responsible for preparing, processing, and distributing thousands of employ...
  • 3/28/2024 12:00:00 AM

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Technical Storeroom/Spare Parts Clerk - 2nd or 3rd Shift
  • HARIBO of America
  • Pleasant Prairie, WI
  • Come join HARIBO of America's first ever North American factory! Located on-site in Pleasant Prairie, Wisconsin, the Tec...
  • 3/28/2024 12:00:00 AM

To the south and east is the Atlantic Ocean and to the north and northeast is New Brunswick, a province of Canada. The Canadian province of Quebec is to the northwest. Maine is both the northernmost state in New England and the largest, accounting for almost half of the region's entire land area. Maine is the only state in the continental US to border only one other American state (New Hampshire to the South and West). Maine is the easternmost state in the United States in both its extreme points and its geographic center. The town of Lubec is the easternmost organized settlement in the United...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Banking & Commercial Loan Processing Clerk jobs
$31,297 to $41,299